Momwe chuma chanu chilili pano chikuwonetsa masomphenya anu okhudza ndalama.Ngati mukufuna kusintha momwe ndalama zanu zilili, muyenera kukonza masomphenyawa, kudziwa momwe ndalamazi zilili zofunika pamoyo wanu ndikuzindikira chifukwa chake mukuyenera kukhala ndi inu, koma muyenera kudziwa kuti lamulo lokopa silimakukopani ndalama, koma limakukonzekeretsani.Muli ndi zifukwa zomwe zimakubweretserani ndalama ndipo nazi njira zomwe mungasinthire malingaliro anu pazandalama:
- Tangoganizani kuti muli ndi ndalama zambiri ndipo mumawononga ndalama zambiri kuposa momwe mumayenera kukopa ndalama zambiri:
Chilengedwe sichidziwa kusiyana pakati pa zomwe mukukhala ndi zomwe mukuganiza, koma zimayankha kugwedezeka kwanu, kotero kulingalira zomwe mukufunadi ndizothandiza kwambiri, muyenera kusiya kuganiza kuti mulibe ndalama ndikusiya kudandaula za ndalama. monga anthu ambiri amene amachita Amapangitsa nkhawa imeneyi kulamulira maganizo awo, zomwe zimawalepheretsa kusintha miyoyo yawo ndipo ngakhale kuipitsitsa.
- Tangoganizani kuti muli ndi ndalama zambiri
- Tangoganizani kuwononga ndalama zambiri
- Tangoganizirani mmene kukhala ndi ndalama n'kuwononga
- Muyenera kudziwa kufunikira kwa ndalama zomwe muli nazo komanso zomwe zimakupatsirani, monga: (zovala zomwe mungagule, mphatso, chakudya, zosangalatsa, zokopa alendo, malo ...), izi zimakuthandizani kuti mukhale ndi thanzi labwino. masomphenya a ndalama ndipo kwenikweni kukopa izo.
- Chitani ngati ndinu wolemeradi: Ngakhale mulibe ndalama, mutha kuwongolera kugwedezeka kwanu ndipo mutha kuyambitsa kugwedezeka kwa kuchuluka ndi chuma mwa inu nokha pochita ngati ndinu wolemera:
- Valani zovala zanu zabwino kwambiri, valani zonunkhiritsa zomwe mumakonda, valani wotchi yanu, pitani kukagula zinthu ndikuyerekeza kuti mutha kugula zomwe mukufuna.
- Pitani kumalo odyera omwe mumakonda komanso malo omwe mukufuna kupita popanda nkhawa
- Dziyeseni pamaso panu kuti ndinu olemera ndipo muzichita ngati olemera ndikuwatsanzira, ndipo lekani kudziona nokha ndi olemera ngati mukuti (ine ndili m’chigwa china ndipo olemera ali m’chigwa china...)
- Dzifunseni kuti mudzamva bwanji pamene chuma chanu chidzakhala momwe mukufunira, mudzamva bwanji? : (Chimwemwe, ufulu, kudzidalira, mtendere wamumtima.....) Ndiye kumbukirani liti ndi kuti kumene munali kumva maganizo oterowo m’moyo wanu kale? Ndipo chitani chilichonse chomwe mungathe kuti malingaliro awa akhale pafupi komanso amphamvu kuposa kale.
- Lankhulani zambiri za zomwe mukufuna kuchita ndi ndalama, ndipo siyani zomwe simungathe kuchita chifukwa chosowa ndalama: zimakupatsirani kumverera kodzaza ndi mphamvu ndi changu kuti mukwaniritse zomwe mukukonzekera, mosiyana ndi momwe mumamvera mukamalankhula za kulephera kwanu kukwaniritsa. zomwe mukufuna, zomwe zimangowonjezera kukhumudwa ndi kulephera, Lamulo la Kukopa Muyenera kungolankhula zomwe mukufuna kukhala nazo pamoyo wanu.
- Thandizo lochokera ku ndalama zanu, ngakhale zing'onozing'ono bwanji, chinthu champhamvu kwambiri chomwe chimakukokerani ndalama, chakudya chochuluka, madalitso ndi kukula kwandalama ndi kukwaniritsa zonse zomwe tatchulazi ndi zachifundo.
“Nena: “Ndani akukupatsani chakudya kuchokera kwa ine? thambo ndi nthaka, watero Mulungu, Ndipo ine kapena iwe uli m’chiongoko. kapena m’kusokera koonekera"